Well here we are in August and where has the time gone? At the moment the weather is lovely and we are enjoying the school holidays. I am off work and trying to get jobs done around the house amongst other things. One of my goals this month is to eat our way through the meat we have in the freezer. Another goal is to declutter and have a car boot sale whilst the weather is still good. We have made another payment yesterday towards our flexible friend. Hopefully soon we will be waving a permanent goodbye to our flexible friend and his hold over us will be no more. Each month it is great to see the balance reducing and we now have about £1000 left to pay which is really good. This time last year we were just repaying the minimum amount and not making any progress. We were away over the weekend and I was really good, kept to my budget and even came home with money. No stupid spending ,no impulse buys and nothing on the credit card .Everything was bought with cash and I kept a spending diary so I did'nt lose track.