Tuesday, 29 November 2011
One of the ways that we saved money was to change the way we shopped for food. We often used to shop and just throw things in the trolley, like sheep, going round buying the same things each week, not looking at the price/size/weight. We all know that most things can be made cheaply and easily at home but its also convenience. One of the things we used to buy was Mexican taco sets, averaging around £2.50 per box for taco shells ( which always break when you eat them) taco mix and salsa ( which no one liked ! so always got binned ). However I liked taco's and made them with chicken or beef mince, always a tasty snack. Now recently , ie Bonfire Night !, I tried Chilli for the first time. Well actually the second time, the first time I thought it was that bad it put me off for years. So on Bonfire Night I liked it and decided to make it myself at home. It turned out remarkably like taco's but not as expensive. I used mince, onions, chilli powder, can of tomatoes, squirt of tomato paste so those ingredients came to about £2. No kidney beans though as I don't like them ! Then I had cheese and instead of taco shells I used Tortilla chips from Morrison's 25p a bag. The beauty of the tortilla chips is they are ready to eat and don't have to put the oven on to warm through. Anyway , my chilli was a big hit and we have had it now about 4 times. Last week I made a big batch of food and made Chilli on Tuesday and we ate it Friday evening. Nice and quick just warmed through on the hob and very tasty.
Monday, 28 November 2011
Saturday, 26 November 2011
Fete season continues, today the Church fete and later in the week the school and village fete. Last year we got to the fete about an hour into it and there was nothing left. This year we arrived promptly just as it began and picked up some goodies. For me, I bought two new Prestige circular cake tins at 20p each, and two more pots for my collection, a little blue one 50p and a large one £3. I also picked up a little blue and white jug for 30p. When I eventually move house I would like a little blue and white collection , maybe in the kitchen. My daughter found a game of Cluedo for 50p. Back home we checked it out and only the lead pipe piece is missing, so I'm sure we can improvise on that. A well known catalogue shop is advertising Cluedo at £15 so we had a real bargain with that, if she gets bored with it we can re donate it. We also picked up a brand new cotton blouse for my daughter, 50p still with the original price tag of £9.50. It is the next size up so I am keeping it for next summer. She also bought a brand new packaged ,charm style chunky bracelet, silver with 4 chunky heart charms .This was also 50p, I've seen similar in the shops for upwards of £5. I love mooching round the fete's , you can get the retail therapy fix for a fraction of the price and often the stuff can be brand new. Whilst there we took advantage of some home made bakewell tart, well it would be rude not too wouldn't it !!
|Cluedo - It was Miss Piggy Bank at the Church fete with a 50p piece |
|Nice cotton blouse, brand new with tag only 50p|
Thursday, 24 November 2011
Saturday, 19 November 2011
Tuesday, 15 November 2011
Move House - £ ????????????? Save as much as possible
Senior School - Budgeted £400 for the uniform and other unforeseen costs. Hope to have some left over :-)
Daughters School Trip £200 - They haven't decided the exact cost but last year was £160
Car Tax - £225 - A necessary evil :-(
New Laptop - £300 - Ours is old now and slowly dying. I don't think it will last much longer
Devon - £200 - We have been invited to stay in the summer so although we won't have to pay for accommodation, we will have to budget for petrol and other costs.
So far the fixed costs have totalled £1325. It's quite scary when you stop and think about the costs you will have to pay out. This is on top of utilities, food and other monthly outgoings. I am going to show my daughter the list, I wouldn't normally show her the normal list of outgoings, but I think that it will be good for her to see how much these things cost and to picture visually the financial outlay incurred. A lot of children think that the cashpoint 'gives' you the money, if only !!
Sunday, 13 November 2011
Saturday, 12 November 2011
I've had quite a busy time over the last week. My daughter had her confirmation so lots of preparation for that and then the event itself. I feel like I haven't stopped all week, getting in the car and driving back and forth from place to place. A hospital appointment where I was told something 'should'nt cause me too much bother'' but since I have looked into this , I think it should be investigated a little more so I have to follow that up. Also some overtime at work, very useful but tiring. Then all the usual house and family things to do. We went off today to a local church fete. Not much there to be honest but I did find this little marble pot for £1. I do like my little pots and this will live alongside my other recent find on the mantel piece. I saw an oval mirror for a pound but on close inspection the frame was a plasticy veneer, had it of been wooden I would have snapped it up and given it a bit of a refurb. There are fetes locally over the next two weekends so I hope to find some more gems.
Wednesday, 9 November 2011
Over recent months we have been decluttering and sorting things out ahead of putting our house on the market in the New Year. I have thrown away, recycled and donated lots of things and been surprised by the amount of stuff that we had. I was sorting through my daughters mountain of possessions and came across her old toy shopping basket. Unlike lots of plastic toys it is quite sturdy and robust but as she no longer plays 'shops' anymore she has no use for it. Then it occurred to me that I could use it. Like many households we have phones chargers, leads and general bits and pieces and I thought I would use the basket to house all these odds and ends. It now lives on the shelf in the cupboard and it is really handy as when I need it I just grab the handle and as it has holes in it , I can spot what I need quickly. I suppose it looks a bit wacky but it is out of sight and does the job.
Monday, 7 November 2011
Saturday, 5 November 2011
Wednesday, 2 November 2011
Today we have paid our credit card off. We have made the final payment and now have no debt other than the mortgage. We are back where we started 16 years ago, no cards, no loans and no finance. The money in the bank is ours and not sitting waiting to be paid to some high street bank later in the month. Its taken a very long time to repay the debt and we have had to re assess our spending habits and lifestyle. Someone who I know spends lots of money each month on store cards and despite moaning about a lack of money, continue to do this on the basis that they 'look good' in the latest threads. They look down their nose at me as I am not 'as up to the minute' as they think they are, I have the last laugh though as I am not in debt for last years fashions.